Manuel Stagg
Senior SME · Full-Stack AI Solutions Architect

Manuel Stagg

Full-Stack AI Solutions Architect · MCP Neural Intelligence

Senior subject-matter expert bridging 25 years inside the Banking Industry — compliance, risk, KYC/AML and sanctions — with the design and delivery of production AI systems built on the Model Context Protocol.

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24+
Years Banking Industry
83
Agent MCP Workforce
20+
AI Systems in Production
EN/ES
Fully Bilingual
01

Professional Profile

Manuel Stagg is a Senior SME and Full-Stack AI Solutions Architect with more than 25 years in the Banking Industry, where he led global compliance, risk, KYC/AML, sanctions-screening and enterprise-technology programs at Citigroup, at Tier-1 institutional scale. He now designs and ships MCP Neural Intelligence — an AI reasoning layer that connects a business's real systems (CRM, telephony, financials, inventory, compliance and vendor data) through the open Model Context Protocol and reasons across all of them to surface what matters and prescribe the next action.

His differentiator is rare: the same person who understands a Tier-1 bank's control environment also architects, codes, tests and deploys the AI that automates it. He works end-to-end — requirements, data model, backend, voice/agent layer, front end, and production release — across banking, freight, healthcare, retail, education and B2B networks, in English and Spanish.

02

MCP Neural Intelligence — The Technology I Build

The AI reasoning technology Manuel architects: MCP Neural Intelligence. One neural core connects every system a business runs; around it sit 4 core capability domains and 5 specialist clusters — an 83-agent workforce — all wired through the open Model Context Protocol. This is what he can design and deliver.

MCP Neural Intelligence · 4 core domains + 5 specialist clusters (39 agents), wired via the open Model Context Protocol — architected & engineered by Manuel Stagg. A live interactive app of this map is coming soon.

03

Core Expertise

Banking, Risk & Compliance

KYC / CDD / EDDAMLSanctions ScreeningOFACTransaction MonitoringSAR / InvestigationsFraud AnalyticsRegulatory ReportingRisk ModelingControls & Audit

AI / LLM Architecture

Model Context ProtocolMulti-Agent OrchestrationRAG / RetrievalPrompt & Eval Eng.LLMOpsClaude / AnthropicVoice AIConversational UXAgent SafetyTool / Connector Design

Full-Stack Engineering

Node.js / ExpressPostgreSQL / SequelizeREST APIsMulti-Tenant SaaSReactHTML/CSS/JSTwilioStripeSendGridWebhooks / n8n

Delivery & Platform

Solution ArchitectureCI/CDRender / Cloud DeployGitSIT / UATData GovernanceBilingual EN/ESObservabilityFinOps / Cost ControlProduct Strategy
04

Experience

A single, uncommon career arc: 25 years hardening the control environment of Citigroup, a Tier-1 global bank, then turning that discipline into production AI. The regulatory rigor is not a footnote — it is the reason the AI he ships is trusted with real money, real customers and real compliance obligations.

24+
Years in global banking, compliance & risk
$1T+
Transaction flows monitored & screened
50-75%
False-positive reduction with AI reasoning
20+
AI systems architected & shipped to production
Present

Full-Stack AI Solutions Architect

MCP Neural Intelligence · Multi-vertical AI delivery
Model Context ProtocolMulti-AgentClaude / AnthropicNode.jsPostgreSQLVoice AITwilioStripeEN/ES
Architecture
  • Architect and ship MCP Neural Intelligence — an AI reasoning layer wired directly into clients' live CRM, telephony, financial and compliance systems through the open Model Context Protocol.
  • Designed and operates an 83-agent MCP workforce (8 always-on core agents + 75 senior specialists on demand) that converts natural-language requirements into deployed, production systems.
  • Engineered the diagnostic-plus-prescriptive pattern — every finding ships with the fix and the workflow that executes it — with human-in-the-loop approval and full audit trails.
Scale
  • Owns the full lifecycle end-to-end: requirements, data model, backend, voice/agent layer, front end, SIT/UAT and continuous deployment — solo through to production.
  • Built multi-tenant SaaS with strict tenant isolation, cost caps, model routing (Opus/Sonnet/Haiku) and observability across every deployment.
  • Engineered and coded the reference architectures, multi-agent frameworks and system-integration patterns — with deep expertise in LLMOps, model routing and secure enterprise AI integration. Fully bilingual EN/ES.
83 agent workforce
20+ production deployments
6+ industry verticals
Citi · Integration Platform (IP) SME

Citi — Integration Platform (IP) Process Intelligence SME

Citigroup · Enterprise Architecture (CEAM) · Citi Consent Order
Integration Platform (IP)Process IntelligenceCEAMCiti Process Management (CPM)DataVerseMetaVerseOperating Fact Manager (OFM)Production SupportIncident & Problem MgmtHigh AvailabilitySDLC / MSF / Agile
Enterprise Architecture & Governance
  • SME partnering with multiple Tech Teams on a wide range of initiatives — building new and incremental capabilities and integrations into the Citi Enterprise Architecture Methodology (CEAM) services and business processes.
  • Designed and built tooling to perform periodic attestation of Conceptual and Target-State Process Models and Application mapping, plus Change-Management capabilities ensuring CEAM artifacts stay accurate and complete across all managed segments, geographies and products.
  • Supported Citi Consent Order remediation — provided CEAM capabilities with consistent taxonomies aligned to the desired conceptual and target-state business-process models.
Systems, Data & Operations
  • Enhanced development of Citi Process Management (CPM) tooling, DataVerse, MetaVerse, Operating Fact Manager (OFM), Oracle Financial Services Analytics (OFSAA), Oracle Mantas transaction screening and Actimize — optimizing and fine-tuning rule sets.
  • Tuned OFAC (Specially Designated Nationals) rule sets for North America and EMEA under United Nations Security Council requirements; ensured adherence to OCC, OFAC, UK HMT, UN and FinCEN and safeguarding against financial crimes.
  • Engineered in alignment with the Solutions Development Life Cycle (SDLC), Modern Solutions Framework (MSF) and Agile/SCRUM — using advanced project-management techniques with Jama requirements management, Confluence pages and a Requirements Traceability Matrix (RTM).
Production Support, Risk & Stability
  • Provided technical oversight across systems and applications and managed application-support teams, applying skills across multiple apps-support areas.
  • Drove controlled resolution of incidents and problems — prioritization, escalation to the right groups and root-cause analysis with follow-through to closure.
  • Championed stability initiatives for application high availability (BAU) — stronger monitoring, failover and resiliency — handling incidents, problems and change at global enterprise level; calm and analytical on major incidents affecting critical systems.
  • Gave technology and business management a holistic view of the production environment, partnering with senior business heads and consulting the primary application clients to understand their strategic objectives.
  • Guided feedback reviews with development managers, tracking outstanding issues to closure — especially long-term strategic fixes — and contributed to strategy for apps support and related functional areas.
  • Assessed risk on business decisions with strong audit and compliance awareness — safeguarding Citigroup, its clients and assets by driving compliance with applicable laws, rules and regulations, applying sound ethical judgment, and escalating and managing control issues with transparency.
CEAM enterprise architecture
Consent Order remediation support
NAM + EMEA sanctions rule tuning
Financial Crime SME

Financial Crimes Risk Management (FCRM) — Individual Contributor SME

Citigroup · SolomonEdwards (Silicon Valley Bank contract)
FircoSoft ContinuityOFSAAOracle MantasActimizeAppian OnDemandSilent Eight (ML)MSFAgile/SCRUM
  • Individual Contributor SME partnering with Financial Crimes teams — Fraud, Sanctions, KYC and AML — on a wide range of initiatives to build new and incremental capabilities and integrate them into FCRM systems and business processes.
  • Ensured the bank adhered to legal and regulatory requirements — OCC, OFAC, UK HMT, UN and FinCEN — and was appropriately safeguarded against financial crimes that could impact the organization or its clients.
  • Across Citigroup and SolomonEdwards (Silicon Valley Bank contract), wore multiple hats — led several project implementations and provided traceability and tracking of innovative software and data-warehousing solutions.
  • Over three years, enhanced and optimized OFSAA (Oracle Financial Services Analytics), FircoSoft Continuity, Appian OnDemand Party Screening, Silent Eight machine learning, Oracle Mantas transaction screening and Actimize — fine-tuning rule sets.
  • Tuned OFAC (Specially Designated Nationals) rule sets for North America, and EMEA (Europe, Middle East & Africa) rule sets under United Nations Security Council regulatory requirements.
  • Engineered in alignment with the Modern Solutions Framework (MSF) and Agile/SCRUM principles and best practices, applying solid, advanced program-management techniques.
6 FCRM platforms tuned
3 yrs systems optimization
NAM + EMEA sanctions coverage
24+ Years

Banking Industry — Compliance, Risk & Enterprise Technology

Citigroup · Tier-1 institutional scale · Global programs
KYC / CDD / EDDAMLSanctions / OFACTransaction MonitoringSAR / InvestigationsFraudRegulatory ReportingControls & Audit
Financial Crime & Compliance
  • Led global KYC/AML programs — customer due diligence, enhanced due diligence, and periodic review — across institutional client portfolios.
  • Directed sanctions screening and OFAC operations, transaction monitoring, alert adjudication, SAR filing and complex financial-crime investigations at Tier-1 scale.
  • Owned regulatory reporting and examination readiness — translating obligations from FinCEN, OFAC and global regulators into working controls.
Risk, Controls & Technology
  • Drove technology integration across compliance and risk platforms — screening engines, case management, monitoring systems and data pipelines.
  • Strengthened the control environment through risk modeling, quality assurance, model tuning and audit-grade documentation.
  • Reduced investigative noise and cycle time by re-engineering detection logic and enriching it with better data — the roots of his AI approach.
Leadership
  • Led and mentored cross-functional teams across compliance, risk, operations and technology in a highly regulated, high-stakes environment.
  • Turned regulatory obligation into systems, processes and measurable operational outcomes — the discipline that now grounds every AI system he ships.
24+ years
5 pillars of compliance
Tier-1 institutional scale
05

Technical Skills & Platforms

The working stack behind aiagent.ringlypro.com and its sub-ecosystems — every item below is technology Manuel has personally built with and shipped to production.

AI, LLM & Agents
Model Context Protocol (MCP)Anthropic Claude (Opus / Sonnet / Haiku)Multi-Agent Orchestration83-Agent Workforce DesignRAG / RetrievalPrompt EngineeringAI EvalsLLMOps / Model RoutingTool / Function CallingToken-Cost ControlSilent Eight (ML)Heuristic Fallbacks
Voice & Conversational AI
Twilio ConversationRelayTwilio Voice / SMSAmazon Polly NeuralMicrosoft Edge Neural TTSOwn-stack Voice Agents (STT + LLM + TTS)Web Speech APIWhisper (transformers.js)WebRTCWebSocket Media StreamsBilingual EN/ES AgentsSHAKEN/STIR · A2P 10DLC
Languages & Frameworks
JavaScript (ES6+)Node.jsExpressPythonReactViteEJSHTML5CSS3SQLBash / ShellREST API Design
Databases & Data
PostgreSQLSequelize ORMMySQLMicrosoft SQL ServerMicrosoft AccessSupabaseJSONB / GIN IndexesMulti-Tenant Schema DesignMigrationsData WarehousingBI / Data Mining
Cloud, DevOps & Integration
AWS Cloud ComputingRender (auto-deploy)Git / GitHubCI/CDn8nWebhooksServer-Sent Events (SSE)Cron / SchedulersSplunkJiraConfluenceSharePoint WorkflowsPWA / Service Workers
Payments, Comms & APIs
StripeStripe ConnectSendGridWhatsApp Cloud APIIMAP (imapflow)Gmail OAuthMagic-Link / mailto FlowsGoogle Custom SearchBrave SearchMeta Ad Library API
Security & Compliance Engineering
JWT AuthAES-256-GCM EncryptionMulti-Tenant IsolationRate LimitingOAuth 2.0HttpOnly / Secure CookiesSession HardeningToll-Fraud PreventionAudit TrailsPII / PHI Handling
Financial Crime & Regulatory Systems
FircoSoft ContinuityOFSAAOracle MantasActimizeAppian OnDemand Party ScreeningSilent Eight (ML)OFAC (SDN)OCC · UK HMT · UN · FinCEN
Enterprise Architecture & Governance
Citi Enterprise Architecture Methodology (CEAM)Citi Process Management (CPM)DataVerseMetaVerseOperating Fact Manager (OFM)JamaRequirements Traceability Matrix (RTM)SDLCMSFAgile / SCRUMChange ManagementConsent Order Remediation
Applied AI, Geospatial & Specialized
Monte Carlo SimulationOEE Analytics3D Gaussian SplattingDeepfake DetectionGoogle Maps / Static MapsOpenStreetMap NominatimEsri World ImageryMapboxCamera-based ROM / PoseTrustRank / Scoring Models

For Recruiters & Contracting Partners

A senior architect who carries both the Banking Industry control mindset and the ability to personally build and ship the AI. Open to the right senior engagements — contract, fractional or advisory.

Full-Stack AI Solutions Architect / Lead
AI in Banking, Risk & Compliance (KYC/AML/Sanctions)
MCP / Multi-Agent Systems & LLMOps
Fractional CTO / AI Advisory
06

Frequently Asked Questions

What does Manuel Stagg do?
Manuel Stagg is a Senior SME and Full-Stack AI Solutions Architect. He designs and ships MCP Neural Intelligence — an AI reasoning layer that connects a business's real systems through the Model Context Protocol — end to end: data model, backend, voice/agent layer, front end and deployment.
What is MCP Neural Intelligence?
MCP Neural Intelligence is an AI reasoning layer built on the open Model Context Protocol. One reasoning core connects a company's CRM, telephony, financial, compliance and vendor systems and reasons across all of them, orchestrating an 83-agent specialist workforce to surface findings and prescribe the next action.
What is his banking background?
25 years in the Banking Industry, largely at Citigroup — as a Financial Crimes Risk Management (FCRM) SME and in Citi Technology Infrastructure (CTI) Data Services — leading KYC/AML, OFAC sanctions screening, transaction monitoring and CEAM work, tuning platforms such as OFSAA, FircoSoft, Oracle Mantas and Actimize.
Does he take contract or advisory work?
Yes. He is open to senior engagements — contract, fractional or advisory — as a Full-Stack AI Solutions Architect, in AI for banking, risk and compliance, in MCP and multi-agent systems and LLMOps, and as a Fractional CTO or AI advisor.
Is he bilingual?
Yes — he is fully bilingual in English and Spanish, and every system he ships supports both languages.
Where is he based?
Wesley Chapel, Florida, United States. He works remotely with clients across the US and Latin America.
How do you contact or hire him?
Email manuelstagg@gmail.com, call +1 656-600-1400, connect on LinkedIn, or submit an opportunity from this page. His live CV, QR code and one-tap contact card are all here.